How to Check Zenith Bank Account Balance

Are you looking for how to check Zenith Bank account balance without going to a Zenith Bank branch?

Checking your account balance helps you know the amount left in your account. Most people check their account balances to confirm if a transaction has been successful.

In this article, we will show you the various methods you can use to check Zenith Bank account balance.

check zenith bank account balance

This is a simple task with a straightforward answer. However, you should try to read this post to the end as you will get more insights about things you may have never thought of.

There are different methods to use in checking your Zenith Bank account balance. The oldest way was walking up to the counter in the branch and asking the cashier or account officer for your account balance. With the introduction of the internet, smartphones and USSD, a lot of things can be done through the internet or via unstructured supplementary service data (USSD).

We will show you how to check Zenith bank account balance on the following platforms;

  1. USSD.
  2. Mobile banking
  3. Internet banking.

At the end of the article, we will tell you the best method to use in checking your Zenith Bank account balance and why we think it is the best method.

Starting with USSD.

To use the USSD features of Zenith Bank, you must be a Zenith Bank account holder and you must have also registered for USSD usage. If you have not registered for USSD, this method will not work for you.

If you have already registered for Zenith Bank USSD service, you can skip to how to check Zenith bank account balance via USSD.

Here’s how to register for the Zenith Bank USSD service;

  1. Dial *966*00# on your mobile number connected to your Zenith account.
  2. Enter the last four digits of your Zenith Bank Debit card or ATM Card as it is popularly called in Nigeria. This step is to confirm that you are the owner of the account.
  3. On the next page, your account number will display on the screen with a prompt message telling you to create a four-digit pin. Enter any four-digit pin that you will remember.
  4. Confirm your four-digit pin by entering it again in the next prompt.

If you followed all the steps properly, then you have successfully registered for the Zenith bank USSD service.

How to Check Zenith Bank Account Balance Via USSD

Dial *966*00# on the phone number registered on your Zenith Bank account. Most times, this is the phone number where you receive transaction alerts.

After you have dialled the code, you will be prompted to enter your Zenith bank account number in the text field provided. Enter your Zenith account number and send.

check zenith account balance acc number

To complete the process, enter the USSD pin you created in the previous step.

check zenith account balance pin

Once you complete this step, you will receive a text message containing your Zenith bank account balance.

check zenith account balance confirmation

Please note that this service will cost you 15 Naira.

USSD stands for unstructured supplementary service data and it can be used on any kind of phone even without internet data.

How to Check Zenith Bank Account Balance Via Mobile App

The Zenith Bank mobile app allows you to check your account balance and do a lot of transactions without going to the banking hall.

Before you can use the Zenith mobile app, you need to register for mobile banking. Note that mobile banking and internet banking are two different things. If you already use internet banking, you still need to register for Zenith mobile banking. You can check our post on how to register for Zenith Bank mobile banking here.

Once you have downloaded the and registered for mobile banking, all you need to check Zenith bank account balance is to login with your account number and Zenith Mobile app password.

Immediately you login, you will see your Zenith bank account balance in the app. You can also use the toggle feature to hide your account balance if you want to.

check zenith account balance via mobile app

How to Check Zenith Bank Account Balance Via Internet Banking

If you use your computer more frequently than you use your mobile phone then you can always access your account balance through the Zenith internet banking platform.

First of all, you need to register for Zenith Bank Internet banking feature. Check our article on how to register for Zenith bank internet banking.

After registering, login to internet banking by clicking on the appropriate links below;

For personal savings or current accounts, click here.

For Corporate accounts, login here.

Once you login in to the personal internet banking, you will see your Zenith bank account balance on the dashboard.

For Business accounts, you need to click on Account summary to see your account balance.

Why you Should Check your Account Balance Frequently

There is a trend of people receiving fake credit alerts while doing transactions with third parties. The fraudsters who perpetuate this crime duplicate the text message format Zenith bank uses to notify customers. They save these messages and use bulk sms websites to deliver the message.

Bulk Sms websites allow users to type the sender’s name hence when you receive the message, you could also see From Zenith Bank or a typo that is not easily noticeable e.g ZenitBank, ZenithBan, CreditAlertz etc

You can detect this fraud by checking the account balance in the text message.

Zenith Bank will always notify you with the credit amount you received and your total balance. There Is no way for the scammer to know your previous balance or total balance unless you tell them.

The best option is to use the methods in this post to check your Zenith Bank account balance.

Answers to Frequently Asked Questions

How can I check my Zenith bank account balance without pin?

You can use the Zenith Mobile app to check your account balance without the USSD pin.

Note that you will always need a form of authentication to check your account balance as a Zenith bank customer. For USSD, you will need the Zenith USSD pin, for Mobile banking, you wll need your mobile banking password, while for internet banking, you will need your Pin+token to authenticate.

This is done to prevent your acount from unauthorized access.

How do I check my Zenith Balance Online?

You can use the Zenith Bank internet banking platform to check your account balance online. Check our post on how to check Zenith account balance via internet banking.

Does the Zenith USSD Code work on all Nigerian Network?

The Zenith bank USSD code, *966#, only works on MTN, GLO, Airtel and 9Mobile networks. These are the major mobile networks in Nigeria.

I dialled the Zenith USSD code but it is not working, what do I do?

Sometimes, the Zenith USSD code may experience an outage. When this happens, you will get an error message prompt on your phone. If this happens to you, you can check out other methods of checking Zenith bank account balance.

Thank you for reading this article. I hope you enjoyed this article on how to check Zenith bank account balance.

You can also check my article on 7 best unlimited data plans in Nigeria and How to borrow money from Zenith bank.


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